18th Apr 2011, 06:57
You're incorrect, as the older you get and your driving has far more bearing on the insurance rate.
I own a 2007 4.0 V6 and 2010 Mustang GT.
Do you want to know the difference I pay?
25 dollars a month. I pay 124.00 for both full coverage.
Yikes! Right? That's because I'm 40 years old, no claims, accidents or tickets since I was 15 years old.
So while the car has some weight after 30 years of age, the insurance company looks more at the person's age and driving history. And that totally makes sense. It shows they can have a car with any amount of horsepower and they are responsible enough to drive the same as a 4 cylinder.
And street roads aren't for racing. So if you're an insurance rater, then can you explain why I'm paying 70 a month full coverage on 2010 GT and 54.00 for the 07 V6?
It's the driver... age... and not always the car. Insurance companies do take that into more consideration.
If you don't believe me I'd be happy to scan my insurance form and email it to you so you can see it for yourself.
I'm just saying that if you're an agent, what you said doesn't add up to why I pay what I do for 2 very nice sports cars.
And I love my V6... but the 2010 V8 cremates it around corners and on take offs in a very big way. I mean dusts it. But I still love the V6, and it's a better work car than the V8, which guzzles more gas.
5th Jan 2011, 13:13
I think the major issue is that you have a major issue with anyone else's opinions on here, and continually go on about why you own your V6 Mustang. Like I said, I don't care, never have cared and never will care what anyone else drives. I also never claimed a V6 Mustang was not a Mustang. Unfortunately they have even put a 4 cylinder in the Mustang but it was still a Mustang. Ford's choice, not mine... but I still don't care.
The Mustang goes like this. V6 base and premium... then up to a GT and GT premium, and then to the top of the line Shelby. A Mustang GT is a higher end car that offers more than the V6 car. This is a fact, not an opinion. If you don't need the extra HP or features on the V8, that is your preference. However, the GT would not be priced higher than the V6 if this was not true. It wouldn't make sense. All any GT owner is saying is that they would never consider downgrading to a V6.
Your friends... did they trade in current model GT's for the V6 cars? I seriously doubt it. You are the one that had the old Foxbody GT right? Yes, the new V6 performs somewhat close to the old 5.0 and it is newer looking, smoother and more refined so it would be considered an upgrade to buy the newer V6 car. Take someone that owns a 2011 GT. Would they consider ever purchasing a V6 car after owning that car? Only if they are getting three tickets a week, they lost their job and had to take a major pay cut or some other unforeseen economic disaster happened to them. When you bought your old GT back in the Fox days, why didn't you look at the 4 cylinder car and buy that one instead? While you owned the GT, did you wish you had a 4 cylinder instead during any of the years the Foxbody was still around? Most likely not, or you would have bought one. This is the same scenario. What if someone told you that you wasted money on your Foxbody GT because their 4 cylinder was cheaper to insure and cheaper to run. You would have told them to take a hike and mind their own business right? Okay then!
So now you are over the performance, and just want the looks right? Well not everyone is you. Ford surely wouldn't have developed a new 5.0 if people weren't interested in it. SVT would not exist either if this was the case. These are multi billion dollar installations all for the sake of pure performance. You can go on about "no one can tell a V6 form a GT" and this that and the other but you are wrong. Companies like Ford don't invest such an insane amount of money on something that is not going to be noticed by anyone. That makes absolutely no sense. Maybe you and your group of friends just want the looks. I don't have any friends into cars that can't instantly spot a GT, and especially a Shelby Mustang on the road.
People have become defensive because you keep going on about how they are wasting their money, and you pay less insurance and gas and so on. You seem to think you are some kind of authority on how much is too much. This is why people are telling you to go buy a Fusion. It is cheaper to buy and own than your V6 Mustang, so did you spend so much on the Mustang?
I'd like to hear your reasoning for owning a sports car at all if the GT is soooo expensive. You do understand that the Mustang GT is by far the best bang for the buck on the market right? Whether you can use its full potential is irrelevant, as once again your V6 will be over the speed limit in about 8 seconds or so too. To me you have wasted the most money by purchasing a V6 loaded up, and then adding more expense to it in add-ons. I most likely paid less for my GT then you did for your V6. My insurance is a little higher, yes, but look what I've got to play around with!