8th Nov 2019, 14:06

You are not ever going to change people with a certain mindset. Maybe this person came from very little and skimps in every area, being afraid to have little to nothing again. Or maybe worried they won’t have enough in the future. Who knows and what difference. Jobs that pay well can be gone tomorrow. Downsizing, company closures, losing large customers to another competitor. I have seen rock solid companies have a closed door private meeting and a high level exec group is marched out together out the door by security. Out at age 58. Not able to even go to the desk or lab for your things Even with years of service. So little to no overhead you have saved means a company doesn’t own you tomorrow. But in turn if you invested wisely with income coming in like real estate, stocks etc buy yourself a reward and stop feeling guilty. I’ve seen nursing homes end up with it if you don’t. I’ve taken many vacations out of the country when I was young. One a year while am fit and healthy to go. And bought a really nice car and didn’t feel any budget pain doing so. Even eating out a nice place once in a while. You work, you die. Not preaching or a psych lesson, but pinching nickels for a future that may not happen. Save some, spend some. It’s nice to jump into a really special car and know you worked for it. And still save and check how many zeros you have after a number on your computer screen. Quality of life vs all on paper. Good luck.